There’s not enough good financial advice given to young people. I have gathered a collection of links I have found useful in handling my debt.
Oprah’s Debt Diet Action Plan from Oprah.com
PHASE 1
Step 1: How much debt do you really have?
Print this chart and track your debt!
Step 2: Track your spending and find extra money to pay down debt
Step 3: Learn to play the credit card game
Step 4: Stop spendingPHASE 2
Step 5: Create a monthly spending plan
Step 6: Take big steps to grow your income
Step 7: Prioritize your debts and raise your credit score
Step 8: Understand your spending issues…and save!
See also The 10-Step Plan to Improve Your Credit Score




